Amid the COVID-19 pandemic, not all companies are accepting new life insurance applications. But at NMA, we were able to find a plan Guaranteed Issue Life Insurance Program for ANYONE 18 – 75. Everyone is APPROVED – No Medical Questions Asked!!

Who is this plan for?

Any Individual between the ages of 18 – 75 living in an approved state* can purchase up to $50,000 of Guaranteed Issue Term Life coverage NO QUESTIONS ASKED.

If you have been DENIED FOR LIFE INSURANCE, or told “don’t apply – I can’t help you”  … this plan IS for you,

  • Medical or Health Issues / History are NO Issue!
  • Everyone is Accepted & Issued Coverage – Guaranteed
  • 5 Guaranteed Issue Plan Options designed to fit any budget
  • Social Security / ITIN are Not Required to purchase
  • History of Felonies, Parole, DUI / on Probation – No Problem
  • No One Declined – Everyone Approved

Who is this plan NOT for?

Any individual who can pass traditional Life Insurance medical examinations, we have many other Life Insurance options.  If you are at least in average health. There are much better insurance plans available for you. If you are OVER THE AGE OF 50 there more options available even with medical and health conditions. Click Here For A Quote

I DON’T have a Social Security Number, can I apply for this?

YES you can. As long as you LIVE in an approved sale state** you are approved.  Social Security Number or Tax ID documentation is NOT required to participate.

What kind of plan is this?

This is a Guaranteed Issue – Membership based, 5 YEAR Renewable – Modified Group Term Life.  Individual Policy Certificates Issued to covered individual based on their plan selection / coverage option.

Folks can select the membership option to both fit their needs and budget.

5 program options between $10,000 – $50,000 include Renewable Modified Term Life Insurance.  Death Benefits are Modified in policy years 1 and 2 as detailed below.

As part of a WAOA Membership Package, you also get many non-insured benefits and services for the whole family to use.

Death Benefit of $10.000 – $50,000 – Paid Under the Following Modified Benefit Schedule

  • Certificate Year 1 – 120% of All Premiums Paid
  • Certificate Year 2 – 20% of the Ultimate Face Amount
  • Certificate Year 3 – 100% of the Ultimate Face Amount
  • Accidental Death Pays the Full Death Benefit in ALL YEARS

Click Here for Instant Approval

In What States is This Guaranteed Issue Term Policy Approved In?

Protection Plus is APPROVED in the Following States


What Other Benefits are Included as an Association Member?

  • Free Wellness Assessment To Jump Start Your Journey to a Healthy Lifestyle
  • Free One-on-One Consultation with a Naturapathic Doctor
  • Weight Loss & Management Program to help maintain your desired weight
  • Natural Allergy Management
  • Vitamins & Supplements – 15% Savings
  • Health & Wellness Card – Access to Savings on a Wide Range of Health Care Products & Serives
  • Prescription Advocacy Program

Wellness Association of America is a comprehensive membership designed to address your everyday health and wellness needs. The program includes many Non-Insured Benefits. Guaranteed-Issue Term Life Issued and Underwritten by a highly rated AM Best Insurance Carrier.

Click Here for Instant Approval

How NMA Insurance Can Help You?

As Independent Life Insurance Agents we are able help you find the best Life, Health, and Wealth Protection plans to fit your needs and budget.

If you have any questions or need help with the application, just click here

**Protection PLUS Life is NOT available in all states. Members coverage subject to policy terms, conditions, limitations, exclusions, and state availability. Plan options include 5-year renewable Term Life Insurance. Coverage face amount based upon plan selected. Modified Death Benefit in policy certificate years 1 and 2. See policy coverage certificate or contact licensed Protection PLUS Life agent (above contact) for complete program details. Bundled
Monthly Membership costs including renewal of participating individuals Term Life Policy Certificate will be based on covered individuals current age at policy certificate issue / renewal date.